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What Is the Number One Cause of Damage to Your Home?

insurance-Restoration-Ceiling-LeakWe can’t live without it. Nearly 70% of our bodies are made of this. Over 70% of the earth is covered in it.

Water.

By far most homeowner’s insurance policy claims involve water. Five out of the ten most common causes of damage to homes are water related. Pretty much all of this damage is preventable.

Let’s look at the top five causes:

1.Water supply lines to sinks, toilet, washing machine, icemaker, dishwasher.
Over time the supply lines can become brittle, bent or the water valve handle could break.

2.Leaks from the toilet seal.
If the toilet wobbles a bit that could be a sign that the wax ring seal is failing (where the toilet meets the floor/pipe).

3.Leaks around the seal in bathtub/shower.
Caulking does not last forever. Even small cracks allow water to seep in and could eventually rot the wood that supports the tub.

4.Roof leaks
Roofs don’t last forever either. Weather and sunlight can affect the integrity and longevity of your roof. Check for cracked, broken or curled roof shingles.

5.Hot water tank
Nobody pays much attention to the hot water tank. It is usually out of the way, in the basement or a closet. The average age of a hot water heater is about 13 years. It might be even shorter depending on the quality of water in your home. Over time hot waters tend to rust and leak.

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The holiday season is here! Keep your home and family safe.

The holiday season is here. Hopefully it will a joyous time for you and your family. But all that celebrating and decorating can create potential hazards for your family and home, particularly fire hazards.

Let’s see how to keep your home and family safe:

*Attach no more than 3 strings of Christmas lights together otherwise the wiring can overheat, melt the rubber insulation and create sparks.
*Before you hang the lights on your tree or home inspect them carefully for any damaged or cracked wiring. If you find any cracks throw the lights out and buy a new string. Christmas lights are relatively inexpensive. Using damaged lights is not worth the risk.
*Keep all flammables at least 10 feet from your fireplace.
*“Candle with Care”
*Make sure lit candles are at least a foot from flammable objects.
*Place candles in secure, steady holders.
*Don’t light candles in rooms or areas that you cannot see or supervise.
*Be aware that animals or children can easily knock candles over.
*Also be aware that some children may be curious about the flame.
*Keep all exits and hallways clear. Don’t clutter them with decorations that could interfere with getting out of the house in the event of a fire.
*Keep an eye on how much alcohol your guests (and you) drink. Alcohol affects judgment and coordination.
*Do not burn wrapping paper in the fireplace. Burning light-weight paper can easily travel up and out of the chimney starting a fire on your roof…or your neighbor’s.
*Be vigilant in your kitchen. You might find you have many kitchen “helpers” who might wind up creating cooking hazards.

All of us at Melesh Construction wish you a safe and joyful holiday season.

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